|Collection of Information|| Information You Provide to Us We collect information you provide directly to us. For example, we collect information about you when you register for an account, submit an application for financial assistance for your company, contact us, subscribe to our updates, or otherwise communicate with us. The types of information you may provide include your name, email address, phone number, employment information (such as your current role and work history), community involvement and any other information you choose to provide. As part of evaluating whether to provide financial assistance, we may also collect financial information, such as information contained in your bank statements and information contained in your tax returns. Information We Collect Automatically When You Use the Services When you access or use our website, we automatically collect information about you, including: Log Information: We collect log information about your use of the Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.|
Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information, including cookies and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits. Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits and understand usage and campaign effectiveness.
Information We Collect from Other Sources We may also obtain information from other sources. For example, we may collect information about you from individuals you list as references in your loan application, identity verification services, credit bureaus, mailing list providers and publicly available sources.
|Use of Information||We may use information we collect about you to: provide, maintain and improve our Services;Evaluate applications for financial assistance; Send you technical notices, updates, security alerts and support and administrative messages;Respond to your comments, questions and requests and provide customer service;Communicate with you about services and events offered by Denkyem and others, and provide news and information we think will be of interest to you;Monitor and analyze trends, usage and activities in connection with our Services; Detect, investigate and prevent fraudulent transactions and other illegal activities and protect the rights and property of Denkyem and others; and improve the Services and provide advertisements, content or features that match user profiles or interests; and· Carry out any other purpose described to you at the time the information was collected.|
|Transfer of Information to the U.S. and Other Countries||Denkyem is based in the United States. By accessing or using the Services or otherwise providing information to us, you consent to the processing, transfer and storage of information in and to the U.S. and other countries, where you may not have the same rights and protections as you do under local law.|
|Your Choices||Cookies Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Services. Promotional Communications You may opt out of receiving promotional emails from Denkyem by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.|