Privacy Policy

Collection of Information Information You Provide to Us We collect information you provide directly to us.  For example, we collect information about you when you register for an account, submit an application for financial assistance for your company, contact us, subscribe to our updates, or otherwise communicate with us.  The types of information you may provide include your name, email address, phone number, employment information (such as your current role and work history), community involvement and any other information you choose to provide.  As part of evaluating whether to provide financial assistance, we may also collect financial information, such as information contained in your bank statements and information contained in your tax returns.  Information We Collect Automatically When You Use the Services When you access or use our website, we automatically collect information about you, including: Log Information:  We collect log information about your use of the Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.
Information Collected by Cookies and Other Tracking Technologies:  We use various technologies to collect information, including cookies and web beacons.  Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits.  Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits and understand usage and campaign effectiveness. 
Information We Collect from Other Sources We may also obtain information from other sources.  For example, we may collect information about you from individuals you list as references in your loan application, identity verification services, credit bureaus, mailing list providers and publicly available sources.
Use of Information We may use information we collect about you to: provide, maintain and improve our Services;Evaluate applications for financial assistance; Send you technical notices, updates, security alerts and support and administrative messages;Respond to your comments, questions and requests and provide customer service;Communicate with you about services and events offered by Denkyem and others, and provide news and information we think will be of interest to you;Monitor and analyze trends, usage and activities in connection with our  Services; Detect, investigate and prevent fraudulent transactions and other illegal activities and protect the rights and property of Denkyem and others; and improve the Services and provide advertisements, content or features that match user profiles or interests; and·     Carry out any other purpose described to you at the time the information was collected.
Sharing of Information We may share information about you as follows or as otherwise described in this Privacy Policy: With vendors who access such information to carry out work on our behalf; In response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law, regulation or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements;If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property and safety of Denkyem or others;In connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a portion of our business by another company; Between and among Denkyem and our current and future parents, affiliates, subsidiaries and other companies under common control and ownership; andWith your consent or at your direction. We may also share aggregated or de-identified information, which cannot reasonably be used to identify you.
Analytics Services Provided by Others  We may allow others to provide analytics services  on our behalf.  These entities may use cookies, web beacons, and other technologies to collect information about your use of the Services and other websites and applications, including your IP address, web browser,  pages viewed, time spent on pages or in apps, and links clicked.  This information may be used by Denkeyem  to, among other things, analyze and track data, determine the popularity of certain content, and better understand your online activity. 
Transfer of Information to the U.S. and Other Countries  Denkyem is based in the United States.  By accessing or using the Services or otherwise providing information to us, you consent to the processing, transfer and storage of information in and to the U.S. and other countries, where you may not have the same rights and protections as you do under local law.
Your Choices Cookies Most web browsers are set to accept cookies by default.  If you prefer, you can usually choose to set your browser to remove or reject browser cookies.  Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Services. Promotional Communications You may opt out of receiving promotional emails from Denkyem by following the instructions in those emails.  If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.
Contact Us If you have any questions about this Privacy Policy, please contact us at:  225 – 108th Ave. NE, Ste 400, Bellevue, WA 98004 info@denkyemcoop.com