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Let's Go!

Denkyem provides affordable loans for small businesses in Washington state. Our micro-loan is specifically for those looking to grow their business.

The Pre-Qualification form below helps us to understand your business needs and determine if the Denkyem loan is right for you.

We Adjust With Your Business

Loan Term

3 year

Fee

10% Principal

Loan Amount

$10k-$100k

Highlights:

  • Fast: Decision within 2 weeks of Application Completion
  • No Interest: One Transparent Fee
  • Flexible: Revenue-Based Payments
  • Safe: No Personal Guarantees or collateral Requirements

Designed for Businesses:

  • Generating Sufficient Cashflow to Cover Expenses and Loan Repayment
  • With a Clear Growth Plan
  • Highly Engaged in the Community
  • Will benefit from $10k-$100k Capital Injection

What You'll Need:

  • WA State Business License
  • Government Issued ID
  • Financial Statements (Income Statement, and Balance Sheet)
  • Business Tax ID# or EIN

We Value Relationships Over Credit

“Working with Denkyem was one of the most positive, and smoothest business funding experiences I've ever had as a business owner. Not only was Dion effective in quickly processing our much-needed loan, his sincere desire to support my dream was incredibly genuine. That's a rarety in lending. Not taking equity was also a huge factor that made their lending policies really stand out. I've referred Dion and his team to numerous business owners due to my experience, and will continue to do so because being both respected and believed in are qualities every entrepreneur needs along their long journey.”

-Logan Niles, Pot Pie Factory

“Revenue-based financing can be beneficial to small businesses who are looking for a runway while generating cash and to then maintain cash flow. The opportunity available through Denkyem allows for revenue financing at a lower interest rate versus the more predatory approach by larger institutions. In addition to lower interest rates, one will avoid unexpected costs and complicated fee structures.”

-Efrem Fesaha, Boon Boona Coffee

“Working with Denkyem has been a pleasure for me. They value my commitment to community as much as they value my business and me as an owner. Being able to make my loan payments as a percentage of my gross revenue means that I don’t have to struggle to repay my loan if I have a challenging month or two. Denkyem does lending in a way that’s never really been available to my community and because of them, I’ve been able to expand my business and confidently chart a course to our future.”

-Karl Hackett, Jacob Willard Home